Did the 25 percent roof rule change?

Florida amended its roof repair provisions in 2022. Whether a partial repair is permitted on your roof depends largely on when it was built — confirm with your building department directly.

My tiles look fine. Is the roof fine?

Not necessarily. The underlayment beneath the tiles is the waterproofing, and it has a shorter service life than the tile itself.

Do broken tiles mean a new roof?

Frequently not. It may need only those tiles replaced, and salvaged tile from your own roof matches better than anything you can buy.

Where do mixed tile-and-flat roofs leak?

At the transition between the two systems. It belongs to neither trade and is routinely improvised on site.

How do I check a contractor after a storm?

Verify the Florida license with the state yourself, not from a photograph. It takes a few minutes and it is the check most often skipped.

Why does documentation matter so much?

Once the roof is repaired the damage is gone. Whatever you can demonstrate afterwards is whatever was photographed and written down beforehand.

Do you negotiate insurance claims?

No. We are not public adjusters. We document what we find and provide a scope an adjuster can follow.

Are you local to Southwest Florida?

No. Fort Lauderdale, licensed in the state of Florida, working here on scheduled projects. For an active leak, call somebody local.

Southwest Florida

Partial Repair Is Permitted More Often Than You Have Been Told

Florida amended its roof repair provisions in 2022. For roofs built to a sufficiently recent code edition, repairing a damaged portion may no longer require replacing the whole roof — and a great many homeowners here are still being quoted the older position by people who benefit from the larger job. It is one phone call to your building department.

Get the roof assessed Call (954) 807-3208

What you have noticed, the roof type and roughly its age. We will tell you honestly whether it is a repair or a replacement.

Four places account for most South Florida roof leaks. None of them is the middle of the roof.

Repair

Partial repair is more often permitted than homeowners think

Tile

A tile roof is a different repair problem from shingle

Documented

Photographs and reports your insurer can actually use

Licensed

General contractor, licensed in the state of Florida

Roof types

Six systems. Each page explains how that one actually fails on the Gulf coast.

Concrete & Clay Tile

The dominant roof across much of Southwest Florida, and the one most often misjudged from the ground.

Metal Roofing

Increasingly common on the Gulf coast, and it fails at the fasteners, the penetrations and the terminations rather than in the panel.

Shingle Roofing

Common on newer residential construction, and the system where the repair-versus-replace argument arises most often.

Flat & Low-Slope

Membrane roofs on additions, porches and flat sections. They fail at penetrations and where water sits.

Tile-to-Flat Transitions

Many Gulf coast homes combine tile over the main roof with a low-slope section over a porch or addition. The junction is where they leak.

Lanai & Screen Enclosures

Covered lanais and screen enclosures are near-universal here, highly exposed, and usually the first thing damaged in a storm.

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Southwest Florida specifics

The repair rule, the post-storm market, insurance, Gulf exposure, and how we work at this distance.

The Repair Rule

Florida amended its roof repair provisions in 2022. For roofs built to a sufficiently recent code edition, repairing part of a roof may no longer require replacing all of it.

The Post-Storm Market

Major storms bring genuine capacity into a region and they also bring operators who leave once the work dries up.

Insurance Documentation

What a homeowner can demonstrate matters as much as what happened, and the documentation is created at the assessment rather than afterwards.

Gulf Exposure

The Gulf coast has its own exposure profile, and roofs here weather differently from those on the Atlantic side of the state.

How We Work Here

We are based on the other coast, licensed in the state of Florida, and we work here on scheduled projects.

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The difference

How we work

Partial repair is permitted more often than you have been told

Florida changed the roof repair rule in 2022. For roofs built to a sufficiently recent code edition, repairing a damaged portion no longer automatically triggers replacing the whole roof. Homeowners are still routinely told otherwise, and it is worth asking your building department directly.

A tile roof is a different problem from a shingle roof

Tile is common across Southwest Florida and it fails differently. The tiles frequently outlast the underlayment beneath them, which means a roof that looks intact from the street can be at the end of its waterproof life — and a roof with broken tiles may need very little.

We document for the insurer, not just for the repair

Photographs, a written condition assessment and a scope an adjuster can follow. A homeowner arguing a claim with a one-line invoice is in a much weaker position than one with a documented assessment, and the documentation costs us time rather than money.

We are Fort Lauderdale based and we say so

Licensed in the state of Florida and working here on scheduled projects. For an emergency leak a local roofer will reach you faster, and we will say so rather than implying a yard we do not have.

Start here

Get the roof assessed

What you have noticed, the roof type and roughly its age. We will tell you honestly whether it is a repair or a replacement.

If you have water coming in today, call somebody local. We are three hours away and an emergency response is not something we can do well from here.

FAQ

Common questions

Did the 25 percent roof rule change?: Florida amended its roof repair provisions in 2022. Whether a partial repair is permitted on your roof depends largely on when it was built — confirm with your building department directly.
My tiles look fine. Is the roof fine?: Not necessarily. The underlayment beneath the tiles is the waterproofing, and it has a shorter service life than the tile itself.
Do broken tiles mean a new roof?: Frequently not. It may need only those tiles replaced, and salvaged tile from your own roof matches better than anything you can buy.
Where do mixed tile-and-flat roofs leak?: At the transition between the two systems. It belongs to neither trade and is routinely improvised on site.
How do I check a contractor after a storm?: Verify the Florida license with the state yourself, not from a photograph. It takes a few minutes and it is the check most often skipped.
Why does documentation matter so much?: Once the roof is repaired the damage is gone. Whatever you can demonstrate afterwards is whatever was photographed and written down beforehand.
Do you negotiate insurance claims?: No. We are not public adjusters. We document what we find and provide a scope an adjuster can follow.
Are you local to Southwest Florida?: No. Fort Lauderdale, licensed in the state of Florida, working here on scheduled projects. For an active leak, call somebody local.

Service area

Where we work

Counties covered: Collier · LeeThe Gulf coast side of our service area.
Office hours: Mon–Fri 10:00 AM – 6:00 PMWe are Fort Lauderdale based and licensed statewide. Southwest Florida work is scheduled.
Phone: (954) 807-3208

Talk to us about your roof

Read our Google reviews — worth a look before you let anyone on your building.

No showroom, and that is deliberate

Romco is a service-area contractor. There is no trade counter to visit, because the work happens at your building rather than at ours.

Outside the immediate Broward and Palm Beach corridor we work through established local trade partners and manage the project ourselves. You deal with one point of accountability either way — the crew on site changes, the person answering for the job does not.

For anything urgent, call(954) 807-3208 rather than using the form. We would rather look at it than quote it blind.

Next step

Find out what is actually wrong with it.

An inspection, photographs of what we found, and a written scope. If the honest answer is that it can wait another season, that is the answer you will get.

Get the roof assessed (954) 807-3208